A customer interested in having a kitchen remodel met with me to discuss the details of the project.
She decided that in order to make the price workable for her budget she would have her father do the demolition and in turn purchase the products from us and have our company do the construction and installation. Because she was looking to finance the project, we referred her to one of our local financial specialists. The meetings were set in place, plans drawn up, and we were underway.
A week later the loan officer called to tell us that the home could not be appraised for it’s original value because the customer had started the remodeling project before they had applied for the loan! Apparently eager to get started, the customer had her father take out the existing cabinets, flooring and a wall. The appraiser could not access the value of the home with the kitchen missing! She now had no way to finance her project! She should have applied for the loan and had the home appraised before the initial construction was started.
Most experienced remodeling companies have many resources available to guide a customer through the construction process. That being said, it is up to the customer to ask the right questions. Use the expertise of the professional that you hired. Ask lots of questions every step of the way. Let’s learn from other’s mistakes so that experience can be the best teacher but not a painful one!
Dan Siegel/Siegel Remodeling and Design
9016 Sutton Pl.
Hamilton, Ohio 45011
http://www.siegeldesigncenter.com/
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